CLAT-2027 Blog

Rupee Breaches 95/USD: 4-Year Low, FPI Exodus & RBI Intervention Explained — CLAT 2027

CURRENT AFFAIRS | 1 MAY 2026

CLAT GK + ECONOMY + CONSTITUTIONAL FRAMEWORK

The Indian rupee slipped past the psychologically critical 95 mark against the US dollar on 30 April 2026, hitting a fresh 4-year low with intra-day prints near 95.34 and a closing reading around 94.92. The fall was driven by relentless Foreign Portfolio Investor (FPI) outflows — $6.5 billion pulled out in April alone, taking 2026 YTD outflows to $20.7 billion — and a 7% spike in Brent crude to $126/barrel, the highest since June 2022. The Reserve Bank of India sold over $3.6 billion in spot markets to smooth volatility but, in line with its stated policy, did not attempt to defend any specific level.

Kotak Institutional Equities now forecasts a Balance of Payments deficit of $28 billion for FY 2026-27, against a small surplus a year ago. With imports surging on costly oil, FPIs reallocating to US Treasuries amid Fed-rate uncertainty, and exports stagnating, the rupee may test 96-97 in the coming weeks if oil stays elevated.

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Constitutional & Legal Framework

  • Article 246 + Union List Entry 36 (Seventh Schedule) — Parliament alone legislates on currency, coinage, legal tender and foreign exchange.
  • RBI Act 1934 — establishes RBI; Section 17 lists its forex powers (buy/sell, hold reserves, intervene).
  • FEMA 1999 — replaced FERA 1973 in 2000; Section 5 (current-account convertibility), Section 6 (capital-account, with RBI restrictions).
  • SEBI (FPI) Regulations 2019 — single-window FPI registration, KYC, investment caps.

Why It Matters For CLAT 2027

Rupee depreciation links GK + Economy + Constitutional Law in one passage. Examiners love the chain: Brent up → import bill up → CAD up → BoP under stress → rupee falls → RBI sells dollars → reserves drop. Expect passage-style questions on RBI Act provisions, FEMA vs FERA distinction, BoP components, and the difference between managed float (India) and fixed peg regimes.

Key Facts At A Glance

Indicator Reading (30 Apr 2026)
USD-INR closing 94.92 (4-year low)
FPI outflow April $6.5 billion
FPI outflow 2026 YTD $20.7 billion
Brent crude $126/bbl
RBI April spot sales ~$3.6 billion
Forecast BoP FY27 (Kotak) -$28 billion

Mnemonic — “FERMI” for Forex Drivers

FPI outflow · Energy/Brent crude · RBI intervention · Monetary policy (Fed) · Import bill / CAD. Remember the chain: F-E pressure rupee → R smooths → M-I decide direction.

Practice Quiz — 10 CLAT-Style Questions

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